Focused fintech applications (a lending tool, a compliance dashboard) typically start around $20,000. Full digital banking or trading platforms with core banking integration range from $90,000 to $150,000+, depending on transaction volume and regulatory scope.

Yes. Our fraud detection pipelines evaluate 200+ risk signals in under 50ms per transaction, combining rule-based checks with machine-learning risk scoring so genuine fraud is caught without excessive false declines on legitimate customers.

A focused module (fraud scoring, a compliance workflow) typically takes 8–14 weeks. Full digital banking or trading platforms, including regulatory review and security testing, range from 18–30 weeks.

Yes. We've built AI-driven case management and real-time sanctions screening across 40+ global watchlists that reduced false-positive AML alerts by 70% and cut SAR filing turnaround from days to hours — while keeping a compliance analyst as the final approver.

Yes. We build composable, API-first integrations with core banking systems, payment processors (Stripe, Plaid), and open banking APIs, so new capabilities extend your existing infrastructure instead of requiring a rip-and-replace migration.

Yes. AI-driven credit scoring models can incorporate a wider signal set than traditional bureau-only scoring, improving approval accuracy and speed — always deployed with explainability and human override built in to meet fair-lending requirements.

Every financial engagement is built security-first: HSM key management, end-to-end encryption, and PCI DSS Level 1, SOC 2 Type II, and GDPR requirements modeled into the architecture from sprint one, with quarterly penetration testing.

Yes. Digital banking, neobank mobile platforms, and PCI DSS-compliant payment processing are core capabilities — we've processed $2B+ in cumulative transactions across delivered platforms with 99.99% uptime.

Yes. We've automated MiFID II and EMIR reporting directly from trade data and built one-click SAR filing for AML cases — reducing manual reporting effort while maintaining a full audit trail for examiners.

Compliance requirements are embedded into the data model and deployment pipeline from the first sprint, not addressed at audit time — this is what lets our clients pass regulatory examinations with zero material findings.

Yes. Our core banking APIs are built composable and API-first specifically so new products — embedded finance, BNPL, open banking connections — can launch in weeks by reusing existing services rather than rebuilding from scratch.

We start with a structured discovery under mutual NDA covering your current architecture, compliance obligations, and fraud/risk exposure — producing a scoped proposal and security assessment, not just a sales conversation.